WHO owns the credit union?
The answer is simple. YOU do!
When you open up an account, YOU become a "Part Owner" and NOT JUST A CUSTOMER.
Every Dollar you have in your Savings Account is one (1) share of your ownership in this Credit Union. As a shareholder owner, your Membership Rights Law equal of all other shareholding members.
The Board of Directors and Credit Committee are elected at our annual meeting. You are welcome to submit your name to fill a vacancy. The Board oversees all areas of the Credit Union's operation and makes its policies. It is an unsalaried volunteer board.
Accounts are insured by, the National Credit Union Insurance Fund for up to $100,000.00. This is the same type of insurance coverage that the Federal Deposit Insurance Corporation (FDIC) covers accounts at your local bank. |
WHAT are the advantages in being a member of the Credit Union?
By opening a Share (saving) Account you will be paid more interest on your money.
• You will see and get to know other members of the Credit Union who live, work or worship in your neighborhood. Members who have the same interests in this community as you.
• The friendliness of our efficient staff will be very apparent from the day you become one of their employers.
• You will be helping the people that live in your community, by making your money available for others to borrow.
• All loan decisions are made by the people from your own community, NOT by people at an office that may be in another state or another country.
If you have financial problems and want to repair credit, the staff at North Dade Community Development Federal Credit Union will assist you and explain how you can help yourself to overcome the difficulties you are having.
TRY US ...YOU'LL LIKE US! |
WHERE do you find the financial expertise that may help you?
The answer is, at North Dade Community Development Federal Credit Union. A Federal Credit Union founded in 1997, to help in the development of the under-served North Dade Community.
A Credit Union where you will find a professional, capable and friendly staff that wishes to serve you and help you establish your financial freedom. As a NON-PROFIT organization, the Credit Union is able to extend to the community many things that profit making institutions are not willing or able to offer.
We offer FREE Entrepreneur classes to any member interested in starting his/her own business. You will learn about financing and where to find funding. The experts will help find solutions to your problems explaining how to research the needs to your enterprise and showing you how to control your expenses for profitability.
The Credit Union will respect your privacy and you may read the Privacy Disclosure Policy. Copies of the Disclosure are also available at our office. |
WHY you, a Local Business Owner, should place a call to your office?
We will Show you ways to help your employees. They will know that you are interested in their ability to maintain their financial stability. It will increase their appreciation of what a great employer you are. You will both benefit, with no additional cost to either of you.
CONTACT US and we will show you that:
WE are Willing to open a NO FEE, INTEREST PAYING Share (savings) Accounts for you and your employees.
WE give a "Direct Deposit" option of for paychecks that is free and easy for you .
WE provide the employees with 6 day banking and ACCESS to their money without any period time for the paycheck to clear. They will have no need for businesses that charge Check Cashing Fees.
WE will give them FREE SHARE DRAFT (checking) Accounts with overdraft protection.
WE will give them a FREE ATM CARD good throughout the world.
WE will offer them FREE Account Debit (bill paying) and many other Financial Services
WE will help make you a boss who cares about his employees.
All of the above, with NO COST TO YOU!
*SO CALL US TODAY* |
HOW do you become a member of the Credit Union?
Our Non-Profit, Federally Chartered, Community Development C. U., has two requirements that you must meet:
#1. You must either live OR work OR worship within this community area (any 1 of the 3 will do.). The area is:
Northern Boundary
The Dade / Broward County Line
(215th Street.)
Southern Boundary
North West 36th Street
Eastern Boundary
North Miami Avenue (N.W. 2 & 7th Ave.)
Western Boundary
NW 37th Ave. Northbound from
NW 36th St. to NW 135 St. Westbound
to the eastside of 57th Ave. Continuing North to the Dade /
Broward County Line
(215th St.)
#2. Your opening Share (saving) deposit has to be at least $25.00. You must maintain a minimum balance of $25.00 to keep your account open.
Open and account and your money will draw interest from the first day. There is No Monthly Fee on a Share (savings) Account or Share Draft (checking) Account with Direct Deposit, Overdraft Protection on balances of $1,000.00. You may also have Payroll Deductions.
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